Best PenFed Credit Union Credit Cards
PenFed Credit Union, one of the largest credit unions in the U.S., offers a compelling assortment of credit cards to its members. With diverse options catering to various needs, it’s essential to review and compare each card in order to select the perfect one for you. In this article, we will explore the best PenFed Credit Union credit cards, assessing their primary features and benefits.
1. PenFed Power Cash Rewards Visa Signature Card
Perfect for those seeking cash back rewards, the PenFed Power Cash Rewards Visa Signature Card offers an impressive 2% cash back on all purchases for those with qualifying Honors Advantage membership. Non-qualifying members still enjoy a generous 1.5% cash back on all spending. With no annual fee, no balance transfer fee, and no foreign transaction fees, this credit card ranks high among cash back cards.
2. PenFed Platinum Rewards Visa Signature Card
The PenFed Platinum Rewards Visa Signature Card is tailored for individuals who frequently purchase gas and shop at supermarkets. It offers 5x points on gas station purchases and 3x points on supermarket purchases. Members can also earn 1x point on all other spending categories. Featuring no annual fee and a low introductory APR on balance transfers for 12 months, this card is worth considering amidst rewards-oriented credit cards.
3. PenFed Gold Visa Card
For those focused on minimizing interest rates and fees, the PenFed Gold Visa Card is an excellent choice. Offering a low APR on both purchases and balance transfers along with no annual fee, this credit card stands out as an affordable option for members looking to save money or consolidate debt in a cost-effective manner.
4. PenFed Pathfinder Rewards American Express Card
The adventure-seeking members will find value in the PenFed Pathfinder Rewards American Express Card that provides enhanced travel benefits and rewards. Cardholders earn 3x points on travel purchases and 1.5x points on all other spending categories. Additionally, this card supplies a $100 annual air travel credit, no foreign transaction fees, and complimentary access to over 1,200 airport lounges with the Priority Pass Select membership.
The best PenFed Credit Union credit cards cater to various needs: cash back enthusiasts, reward-seekers for gas and groceries, individuals in search of low-interest rates, and frequent travelers. By evaluating your spending habits and priorities alongside the exceptional offerings by PenFed Credit Union, you’re bound to find the perfect credit card suited to your requirements.