Best American Express Cards With No Annual Fee
Choosing the right credit card can be a daunting task, especially with the plethora of options available in the market. In such scenarios, cards from reputed organizations like American Express can be a smart choice, owing to the benefits and security they offer. If you’re looking for American Express cards that do not charge an annual fee, this article will discuss some of the best options.
1. Blue Cash Everyday® Card from American Express
The Blue Cash Everyday Card is ideal for those who primarily shop at supermarkets, gas stations, and department stores. The card offers 3% cashback at U.S. supermarkets (up to $6,000 in purchases per year), 2% cashback at U.S. gas stations and select U.S. department stores, and 1% cashback on all other purchases. What makes this card even more attractive is its $0 annual fee.
2. The Amex EveryDay® Credit Card
The Amex EveryDay Credit Card is an excellent option for individuals seeking reward points instead of cash back. It accrues 2 Membership Rewards points for every dollar spent at U.S. supermarkets (up to $6,000 per year) and one point per dollar on all other purchases. Additionally, if you make 20 or more transactions in a billing period, you’ll benefit from a 20% points bonus on your purchases. This card also has no annual fees.
3. American Express Cash Magnet® Card
American Express Cash Magnet Card offers a simple and straightforward rewards system with 1.5% cashback on every purchase – no caps or category restrictions involved! This card is perfect for users who prefer hassle-free cashback rewards without worrying about bonus categories or quarterly activations. The absence of an annual fee makes this card an attractive option.
4. Hilton Honors American Express Card
Travelers will appreciate the benefits offered by the Hilton Honors American Express Card. The card awards 7 Hilton Honors Bonus Points for each dollar spent on eligible purchases at participating hotels and resorts within the Hilton Portfolio. Additionally, it offers 5 points per dollar at U.S. restaurants, supermarkets, and gas stations and 3 points per dollar on all other purchases. With no annual fee and automatic Hilton Honors Silver-status, this card is ideal for those who frequent Hilton properties.
5. Delta SkyMiles® Blue American Express Card
Flying with Delta Airlines becomes more rewarding with the Delta SkyMiles Blue American Express Card. This no-annual-fee card allows you to earn 2 miles for every dollar spent on Delta purchases and restaurant outings worldwide. All other purchases earn one mile per dollar. The lack of an annual fee for such rewards makes it a valuable choice.
Conclusion
American Express offers several excellent cards without charging an annual fee, allowing individuals to maximize rewards while minimizing costs. No matter your spending preferences – from everyday shopping to traveling – there’s an American Express card tailored to suit your needs. It’s essential to analyze your spending habits and choose a card that complements your lifestyle while also offering valuable perks without an annual fee.