Sports cars are often associated with high insurance rates due to their performance capabilities and, at times, flashy appearances. However, for those who dream of owning a sports car without breaking the bank on insurance, there are plenty of affordable options available. In this article, we will explore ten of the cheapest sports cars to insure, so you can hit the road with both style and savings.

1. Mazda MX-5 Miata

The Mazda MX-5 Miata is not only affordable but also renowned for its fun-to-drive factor. This lightweight convertible has excellent handling and a budget-friendly price that makes it appealing to sports car enthusiasts on a tighter budget.

2. Ford Mustang

The Ford Mustang’s attractive price point and classic American muscle appeal have made it a popular choice among sports car buyers. While the top-of-the-line models may require higher insurance premiums, opting for lower trims will still provide a thrilling driving experience without the steep insurance costs.

3. Chevrolet Camaro

The Chevrolet Camaro offers striking aesthetics coupled with solid performance. Similar to its Mustang counterpart, choosing base models and lower trim levels will result in more affordable insurance premiums while still enjoying a spirited drive.

4. Subaru BRZ / Toyota 86

The Subaru BRZ and Toyota 86 offer a dynamic driving experience with their rear-wheel-drive layout and relatively low curb weight. Both vehicles have close ties in terms of design and mechanics, making them equally affordable when it comes to insurances.

5. Dodge Challenger

Another American classic is the Dodge Challenger. This muscular machine offers retro looks combined with modern power under the hood. Opting for V6-equipped models or lower trims can make this bold coupe more affordable in terms of insurance rates.

6. Nissan 370Z

The Nissan 370Z provides drivers with an accessible entry point into performance-oriented vehicles, successfully blending affordability with engaging driving dynamics. With its V6 engine, rear-wheel drive, and sharp styling, the 370Z offers a thrilling experience without a hefty insurance price tag.

7. Volkswagen GTI

The Volkswagen GTI is not your typical sports car; it’s a hot hatch with a sporty demeanor. Despite its peppy performance and lively handling, this fun-to-drive car remains one of the cheaper options to insure in the sports car segment.

8. Hyundai Veloster Turbo

With its asymmetrical door design and unique aesthetic, the Hyundai Veloster Turbo stands out from the crowd. Its turbocharged engine provides zippy performance, and it maintains reasonable insurance premiums when compared to other sports cars.

9. Mini Cooper S

The Mini Cooper S combines British charm with impressive handling, thanks to its small size and low weight. Opting for the “S” trim equips the car with a turbocharger, and, despite its attractive performance figures, remains reasonably affordable on the insurance front.

10. Fiat 124 Spider

The Fiat 124 Spider is an Italian take on the more well-known Mazda MX-5 Miata platform. With shared underpinnings but unique styling, this sleek roadster offers an exciting driving experience yet doesn’t break the bank in terms of insurance costs.

In conclusion, owning a sports car shouldn’t automatically translate to exorbitant insurance rates. By considering the options listed above, you can enjoy your dream ride without sacrificing your financial well-being. Remember to shop around for insurance quotes and be mindful of factors such as safety features and driving habits that can further reduce your premiums.