What Car Insurance Companies Cover Salvage Titles?
When purchasing a vehicle with a salvage title, it is crucial to find the right insurance coverage for it. Salvage titles can change the terms of the insurance policy and not all companies are willing to cover them. However, some car insurance companies are willing to insure these vehicles, albeit with some limitations or conditions. This article explores some of the options available to those who own salvage title vehicles.
1. Progressive
One of the most well-known insurance companies that cover salvage title vehicles is Progressive. They offer liability coverage for such cars, which is essential for driving legally on public roads. However, it is essential to note that they may not provide comprehensive and collision coverage depending on the specific circumstances surrounding the car’s salvage title status.
2. Geico
Geico is another major insurance company offering coverage for cars with salvage titles. They provide liability coverage and may extend physical damage coverage on a case-by-case basis. Similar to Progressive, Geico’s decision depends on factors like the vehicle’s repair history, safety qualifications, and potential risk factors.
3. Allstate
Allstate also offers liability coverage for salvage title vehicles in certain situations. However, obtaining comprehensive and collision coverage might be difficult or unavailable through Allstate for these cars.
4. State Farm
State Farm provides limited coverage for vehicles with salvage titles, focusing primarily on liability insurance. Comprehensive and collision coverages are typically not provided by State Farm for these cars.
5. The General
The General is a car insurance company known for its flexibility in covering challenging insurance situations, including salvage title vehicles. They offer liability protection, but getting full coverage through The General may be difficult or impossible.
6. Local Insurance Agencies
Smaller local insurance companies often have more flexible policies when it comes to covering salvage title cars. These agencies might be more willing to listen to your individual circumstances and work with you to find suitable protection for your vehicle.
In conclusion, several car insurance companies are willing to cover vehicles with salvage titles for liability coverage. It is important to research and inquire directly with different companies about their policies and limitations and compare their offerings before deciding. While securing comprehensive and collision coverage may be challenging, suitable liability protection should be attainable from one of these providers.