We Ranked the Best Balance Transfer Cards Available in 2025
Citi Diamond Preferred Card
0% intro APR for 21 months
No annual fee
Excellent credit score required
Chase Slate Edge
0% intro APR for 18 months
No balance transfer fee for first 60 days
Good to excellent credit required
U.S. Bank Visa Platinum Card
0% intro APR for 20 billing cycles
No annual fee
Excellent credit score required
Discover it Balance Transfer
0% intro APR for 18 months
Cash back rewards on purchases
Good to excellent credit required
Wells Fargo Reflect Card
0% intro APR for up to 21 months with on-time payments
Cell phone protection
Good to excellent credit required
Consider factors like transfer fees, credit score requirements, and additional perks when choosing a balance transfer card.
