Best Student Credit Cards for 2023: Building Your Financial Future
As an aspiring student stepping into the world of higher education, it’s essential to develop smart financial habits. One of the avenues to achieve this is by using a student credit card wisely – a tool that helps you manage expenses and build your credit history. With numerous options available in 2023, we have curated a list of the best student credit cards to get you started on your journey to financial success.
1. Bankaroo University Student Card:
This student card offers a 0% introductory APR on purchases for the first six months, with no annual fee. Additionally, it provides a generous 1.5% cashback on all spending categories, making it an excellent choice for everyday expenses.
2. Educash Rewards Mastercard:
The Educash Rewards Mastercard is perfect for students who make regular purchases at campus bookstores or online educational retailers, offering a 5% cashback on such expenses. The card also boasts a $150 signup bonus when you spend $500 within the first three months and comes with no annual fee.
3. WiseBuddy Platinum Visa:
Featuring 2% cashback on grocery store and restaurant purchases, the WiseBuddy Platinum Visa makes dining out and food shopping more affordable for busy students. The card comes with a $200 signup bonus after spending $1,000 within the first three months and includes cell phone protection for users who pay their monthly bill with the card.
4. ScholarOne Cash Select Mastercard:
ScholarOne offers ultimate flexibility with its customizable rewards program – students can choose categories in which they’d like to earn more rewards points (up to 5x points can be earned). The card has no annual fee and provides an enticing 0% introductory APR on purchases and balance transfers for 12 months.
5. Global Explorer Student Visa:
Designed especially for international students or those studying abroad, the Global Explorer Student Visa offers no foreign transaction fees and a 2% cashback on travel-related purchases. Additionally, it provides travel insurance and roadside assistance. With a $100 signup bonus after spending $500 in the first three months and no annual fee, this card is perfect for globetrotters.
In conclusion, selecting the right student credit card depends on your spending habits and financial goals. By opting for a card that complements your lifestyle and offers suitable rewards programs, you can efficiently manage your expenses and establish a solid credit history – paving the way towards a brighter financial future.