Best Discover Credit Cards
Discover is a renowned credit card company that offers an impressive lineup of options suited for different spending habits and lifestyles, all with attractive rewards and benefits. In this article, we will discuss the best Discover credit cards available to cater to your unique needs.
1. Discover it® Cash Back
Ideal for those looking for a high cashback rate, the Discover it® Cash Back card offers 5% cashback in rotating categories every quarter, up to a quarterly maximum when you activate. The categories typically include gas stations, grocery stores, restaurants, and Amazon.com purchases. Additionally, you get unlimited 1% cashback on all other purchases.
What makes this card stand out is the Cashback Match feature. Discover will match all the cashback rewards you earn during your first year, effectively doubling your rewards.
2. Discover it® Miles
The Discover it® Miles card is perfect for frequent travelers, offering 1.5 miles for every dollar spent on all purchases without any cap or expiration date. Plus, as a welcome bonus, Discover matches all the miles earned during your first year of membership.
Redeem your rewards as statement credits towards travel-related expenses such as flights, hotels, and car rentals or even for cashback at a 1:1 conversion rate.
3. Discover it® Chrome Gas & Restaurants
If you drive often and dine out regularly, consider the Discover it® Chrome Gas & Restaurants card. It offers 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases per quarter and unlimited 1% cashback on all other purchases. Just like other Discover cards, the Cashback Match applies for your first year of membership.
4. Discover it® Secured
Building or rebuilding credit might seem difficult. However, with the Discover it® Secured card, achieving good credit without compromising on rewards is possible. It requires a security deposit, which determines your credit limit. The exciting part is that you can earn 2% cashback at gas stations and restaurants (up to $1,000 in purchases per quarter) and 1% cashback on all other purchases. Plus, the Cashback Match feature applies after your first year.
Discover reviews your account after eight months and may transition you to an unsecured card if you display responsible credit management.
5. Discover it® Student Cash Back
For college students looking to start building credit while enjoying rewards, the Discover it® Student Cash Back is a great choice. It mirrors the features of the Discover it® Cash Back card, offering 5% cashback on rotating categories each quarter (up to a quarterly maximum when activated) and 1% cashback on all other purchases.
Students benefit from an impressive Good Grade Reward – a $20 statement credit every year for maintaining a GPA of 3.0 or higher for up to five years.
Conclusion
Discover credit cards cater to various needs ranging from cashback rewards to travel perks and even support for students and those looking to build their credit. Consider your spending habits and requirements when choosing the best Discover card for you. Happy swiping!