Introduction

Whether you’re a heavy texter, need plenty of data, or simply want the most affordable cell phone plan possible, selecting the right credit card to pay your cell phone bills can help you save money and enjoy some unique perks. In this article, we’ll present the best credit cards for paying your cell phone bills, highlighting their respective benefits, rewards programs, and other features.

1. Chase Ink Business Preferred Credit Card

The Chase Ink Business Preferred credit card is an excellent choice for small business owners looking to earn rewards on their cell phone bills. With this card, you’ll receive 3 points per dollar spent on telecommunications purchases such as your cell phone bill. These points can be redeemed for travel, gift cards, or even cash back.

In addition, the card offers a generous sign-up bonus and no foreign transaction fees. It also provides cell phone protection coverage up to $600 per claim in case of theft or damage when paying your monthly cell phone bill with the card.

2. U.S. Bank Cash+ Visa Signature Card

The U.S. Bank Cash+ Visa Signature Card allows you to choose two categories each quarter where you’ll earn 5% cash back on the first $2,000 in combined purchases. One of these categories is “cell phone providers,” making it an ideal choice for those wanting to maximize rewards on their cell phone bills.

Additionally, you’ll get 2% cash back on everyday purchases like gas stations and grocery stores and 1% cash back on all other eligible purchases. The card has no annual fee and offers a generous new cardmember bonus upon meeting specific spending requirements within the first few months.

3. Wells Fargo Propel American Express Card

With the Wells Fargo Propel American Express Card, you’ll earn 3x points on not only your cell phone bill but also other essential categories such as gas stations and transit purchases. Points can be redeemed for travel, gift cards, or statement credits.

Moreover, the card offers cell phone protection benefits of up to $600 per claim with a $25 deductible, provided you use it to pay your monthly bill. Other perks include a 0% introductory APR period on purchases and balance transfers for the first 12 months and no annual fee.

4. Citi Rewards+ Card

The Citi Rewards+ Card stands out because of its unique round-up feature that automatically rounds up each purchase point to the nearest 10 points. This feature can help increase the rewards earned on your cell phone bill payments.

With this card, you’ll get 2x ThankYou Points at supermarkets and gas stations (on up to $6,000 per year) and 1x ThankYou Point on all other purchases. Plus, there’s a 0% introductory APR period on purchases and balance transfers for the first 15 months.

Conclusion

The ideal credit card for your cell phone bill payments will depend on your specific needs and priorities. Factors such as rewards programs, exclusive perks like cell phone protection coverage, and cashback rates should be considered when making your choice. By selecting one of these top credit cards to pay your cell-phone bill, you can save money while enjoying added benefits and rewards.