Introduction

Cash-back credit cards offer consumers the opportunity to maximize their return on everyday purchases. With various rewards programs, cash-back rates, and additional benefits, finding the best cash-back credit card in Canada can be a challenge.

In this article, we have compiled a list of 17 top cash-back credit cards in Canada that can help you maximize your rewards and make the most of your spending.

1. Tangerine Money-Back Credit Card

– 2% cashback on selected categories

– No annual fee

2. Scotia Momentum Visa Infinite

– 4% cashback on groceries and recurring bills

– Annual fee: $120 (First year: $0)

3. SimplyCash Preferred Card from American Express

– 2% cashback on all purchases

– Annual fee: $99

4. MBNA Rewards World Elite Mastercard

– 2% cashback on all purchases

– Annual fee: $89 (First year: $0)

5. BMO CashBack World Elite Mastercard

– 1.5% cashback on all purchases

– Annual fee: $120 (First year: $0)

6. TD Cash Back Visa Infinite Card

– 3% cashback on groceries, gas, and recurring bills

– Annual fee: $120 (First year: $0)

7. CIBC Dividend Platinum Visa Card

– 3% cashback on groceries and gas

– Annual fee: $99

8. RBC Cash Back Mastercard

– 2% cashback on groceries

– No annual fee

9. PC Financial Mastercard

– Up to 4.5% cashback at Loblaw banner stores

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– No annual fee

10. American Express Cobalt Card

– 5% cashback on groceries, restaurants, and food delivery

– Annual fee: $120 (charged monthly)

11. Desjardins Cash Back World Elite Mastercard

– 4% cashback on groceries, subscriptions, and transportation

– Annual fee: $80 (First year: $0)

12. CIBC Dividend Visa Infinite Card

– 4% cashback on groceries and gas

– Annual fee: $120 (First year: $0)

13. National Bank Echo Cashback Mastercard

– Up to 1.5% cashback on eligible purchases

– No annual fee

14. HSBC Cash Rewards Mastercard

– 1.5% cashback on all eligible purchases

– No annual fee

15. Canadian Tire Triangle World Elite Mastercard

– Up to 4% cashback at Canadian Tire, Sport Chek, and participating Mark’s/L’Équipeur stores

– No annual fee

16. Rogers World Elite Mastercard

– Up to 2% cashback on Rogers products and services

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