1. Honda Fit

The compact Honda Fit is a practical choice for budget-conscious drivers. It’s not only affordable to buy, but it also offers low insurance rates due to its good safety ratings and low theft rates.

2. Subaru Outback

The Subaru Outback is an ideal choice for those who value the perfect blend of affordability, dependability, and outdoor capability. With a history of excellent safety scores, the Outback is a top contender for cheap insurance rates.

3. Ford Fiesta

The Ford Fiesta is an economical and fun-to-drive option for those who want low insurance costs without sacrificing style or performance. Its solid safety record and wide availability make it a practical selection.

4. Chevrolet Spark

Chevrolet’s Spark is a small, fuel-efficient car that is ideal for city driving. It combines affordability with excellent fuel economy and has earned an impressive reputation for low insurance premiums.

5. Toyota Yaris

The Toyota Yaris has maintained its position as one of the cheapest cars to insure, thanks to its manageable size and impressive safety features. Its reliability and affordability make it a popular choice among cost-conscious drivers.

6. Mazda3

With its excellent fuel economy, attractive design, and top-notch safety features, the Mazda3 is an outstanding choice for drivers looking for low insurance rates on older models.

7. Hyundai Elantra

The Hyundai Elantra offers an appealing combination of decent performance, comfortable interior, and reasonable insurance rates. Its solid safety rating plays a significant role in keeping insurance expenses down.

8. Nissan Versa

Nissan’s Versa boasts superb fuel economy and affordable pricing without skimping on interior comfort or features – making it one of the cheapest cars to insure as well.

9. Volkswagen Jetta

The Volkswagen Jetta has long been heralded as an excellent budget option for drivers. Its German engineering and solid safety ratings contribute to its low insurance costs on older models.

10. Kia Rio

Rounding out the list is the Kia Rio, a versatile and dependable subcompact that offers great value for both purchase and insurance costs. It comes equipped with an advanced suite of safety features, ensuring a high safety score and low insurance bills.

In conclusion, there are plenty of older model vehicles that offer affordable insurance rates without sacrificing safety or reliability. By considering one of these top 10 cheapest cars to insure in 2023, drivers can balance their budget while enjoying the benefits of owning a reliable and relatively recent vehicle.